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Board of Directors


Carlos “Charles” Asensio
Mr. Asensio was born in Arecibo, Puerto Rico.  He received a Bachelor of Science degree from Temple University and a Master of Arts degree from Rowen University.  Mr. Asensio moved to Georgia during 1980 while working with the United States Department of Labor, Employment & Training Administration.  In 1982, he founded Human Resources, Inc. (HRI), a tax incentive consulting firm specializing in tax credit based employment and training initiatives.  During 1997, he merged HRI with SMS Management Services and became managing partner of the Atlanta office.  SMS was purchased by ADP Tax Credit services.  He is an active real estate developer.  Mr. Asensio is the former chairman of the Perdue Latino Commission for a New Georgia and is currently a member of the commission.  Mr. Asensio served as a director of the Federal Home Loan Bank, Atlanta, Georgia from 2002 through 2004.  During his tenure, he served as a member of the Finance and Audit Committee and he vice chaired the Government Relations Committee.

Jim Meadows

Mr. Meadows, the designated chairman of Georgia Primary Bank, received a Bachelor of Arts degree in Political Science and Economics from Texas Christian University.  He attended the University of Georgia School of Law, The Stonier Graduate of Banking at Rutgers University and the National Commercial Lending School at the University of Oklahoma.  Prior to his retirement from banking in 1997, Mr. Meadows spent over 20 years as a bank president and CEO.  For ten of those years, he was CEO and chairman of one of the country’s highest performing community banks located in Houston, Texas.  He is an active bank investor.


Michael Miller

Mr. Miller received a BBA degree in Finance from the University of Georgia.  Mr. Miller is a licensed real estate broker in Georgia.  In 1983, he founded Miller Management, Inc. a real estate management company which he still owns serving as president and CEO/COO.  Also in 1983, he founded Nationwide Contractors which built single-family residential homes for sale and lease.  In 1996, he and a partner started Garrison’s Restaurant which now has four locations.  Mr. Miller’s recent construction and management projects include several shopping centers in the Atlanta area.  In addition to his real estate endeavors, in 2006, Mr. Miller along with his partners opened Receivable Recovery Collection Agency.  Mr. Miller currently serves as president of the Southeastern Region of the Jewish National Fund.


H. Boyd Pettit, III

Mr. Pettit received a Bachelor of Science degree from West Georgia College and a Doctor of Juris Prudence degree from Woodrow Wilson College of Law.  Mr. Pettit is a member of the State of Georgia Bar Association and is licensed to practice law in the Superior Courts of Georgia, the Georgia Court of Appeals, the Supreme Court of Georgia, the United States District Court for the Northern District of Georgia and the United States Court of Appeals for the Eleventh Circuit.  Since 1993, he has also associated with the GeorgiaLink Public Affair Group, LLC, Atlanta, Georgia, where he serves as a government affairs lobbyist.  In addition to practicing law, Mr. Pettit was elected to the Georgia Assembly as a State Representative in 1983.  He served for five consecutive terms.  Mr. Pettit was also chairman of First Community Bank and Trust in Cartersville, Georgia from its founding in 1988 until it was sold in 1996.


Mark Scheinfeld

Mr. Scheinfeld received a Bachelor of Arts degree from Emory University and a Masters of Business Administration certificate from Georgia State University and a Juris Doctorate from John Marshall Law School.  Mr. Scheinfeld is a licensed attorney and is in private practice.  Mr. Scheinfeld is also a real estate investor, builder and developer.  He is the president and owner of both SCC Construction, Inc. which he founded in 1976, and SCC Atlanta Inc., which he founded in 1984.  His real estate career spans over thirty years.  Mr. Scheinfeld has served on the Atlanta Board of Directors of the Jewish National Fund since 2003.


Elmer Smith

Mr. Smith received a Bachelor of Science degree in Business Education from Morehead State University.  He began his professional career as a high school business teacher.  After three years, he entered private education in Kentucky and Ohio, serving as president of Southern Ohio College for nine years.  In 1986, he came to Atlanta as president of Akers Computerized Learning Centers, one of the nation’s pioneers in computer-based training.  He acquired the institution in 1986 and changed the name to Interactive College of Technology/Interactive Learning Systems, Inc.  Today the junior college serves over 5,000 students per year from more than 120 countries.  Mr. Smith has served on numerous boards/organizations.  He currently serves on the foundation of Morehead State University where he and his wife have endowed the College of Business/CIS Chair.


McKinley “Mack” Wilbourn, Jr.

Mr. Wilbourn attended the University of Arizona where he majored in Public Administration.  In 1971, Mr. Wilbourn along with a colleague became one of the first minority McDonald’s Hamburger franchises in the Atlanta area.  By 1992, he sold the operation and pursued joint business opportunities as a managing consultant with the Rouse Corporation (Underground Atlanta), and Service America Corporation (Fulton County Jail Foodservice).  Since 1996, he has owned and operated several franchise units including two Popeye’s Chicken & Biscuits, Edy’s Ice Cream, and a Checkers Hamburger at Hartsfield-Jackson Atlanta International Airport.  In addition to his restaurant interests, Mr. Wilbourn is the managing partner of MWJ, LLC, a vending company in Atlanta, Georgia which manages the Coca Cola vending locations throughout the Hartsfield-Jackson Atlanta International Airport and Six Flags Over Georgia.  He is also an active real estate investor and serves on the Atlanta Advisory Board of Branch Banking and Trust Company.


David Howard Flint

Mr. Flint received a Bachelor of Arts degree, with distinction, in Political Science from West Georgia College (now the University of West Georgia).  He was granted a Juris Doctor degree from the Lamar School of Law at Emory University.  Mr. Flint is a licensed attorney in Georgia.  He is currently a partner in the law firm of Shreeder, Wheeler & Flint, LLP, which he co-founded in 1974.  Mr. Flint is well known as a trial and appellate lawyer.  He represents a diverse client base in antitrust, First Amendment, land use, zoning and eminent domain matters as well as construction claims, white collared crime investigations, and complex business disputes.  In addition to the practice of law, Mr. Flint is involved in real estate investment and development and serves as a director of WestSide Bank, Hiram, Georgia.


Ramzanali Karimi

Born in Pakistan, Mr. Karimi moved to the United States in 1973 and became a citizen in 1992.  Mr. Karimi attended Young Men’s Christian College, DeKalb Community College and Georgia State University where he studied Business Administration. Mr. Karimi is actively involved in real estate investments and property management.  He has been involved in property developments around the world, including Canada, India, UAE and the United States.  Being a president and CEO of several firms, including M2Z2 COM, Inc., Georgia Commercial Stores, Inc. in Georgia, M2Z2 LLC in Tennessee and Tunica Properties, LLC in Mississippi, he purchased and financed approximately 70 properties.  Currently, Mr. Karimi is developing an oceanfront condominium resort in Playa Hermosa/Jaco area in Costa Rica.  In addition, Mr. Karimi has been a director of Security Bank of North Fulton (Neighbors Bank) in Alpharetta, Georgia since 2003 and is a member of Sedona Capital Markets, LLC.


 
 
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