Mr. Asensio was born in Arecibo, Puerto Rico.  He received a Bachelor of Science degree from Temple University and a Master of Arts degree from Rowen University.  Mr. Asensio moved to Georgia during 1980 while working with the United States Department of Labor, Employment & Training Administration.  In 1982, he founded Human Resources, Inc. (HRI), a tax incentive consulting firm specializing in tax credit based employment and training initiatives.  During 1997, he merged HRI with SMS Management Services and became managing partner of the Atlanta office.  SMS was purchased by ADP Tax Credit services.  He is an active real estate developer.  Mr. Asensio is the former chairman of the Perdue Latino Commission for a New Georgia and is currently a member of the commission.  Mr. Asensio served as a director of the Federal Home Loan Bank, Atlanta, Georgia from 2002 through 2004.  During his tenure, he served as a member of the Finance and Audit Committee and he vice chaired the Government Relations Committee.

Mrs. Baccus received a Bachelor of Arts degree in Government Studies from Boston University and a Master of Science degree in Education from City College of New York.  Mrs. Baccus is the president of two companies in the healthcare industry, Correctional Medical Associates, Inc. and PsychAssess Software, Inc.  Mrs. Baccus is also the president and sole owner of Baccus Enterprises, LLC an investment company she founded in 2003.  With over 20 years of experience in fund-raising for non-profits, Mrs. Baccus has a proven track record of success in launching new campaigns and focused initiatives rallying both public and corporate sponsorship support.  Mrs. Baccus has been recognized by numerous organizations for her contribution to both the business community and the public.  The 4th congressional district honored her with the “Georgia’s Top Black Business Award” in 1985.  More recently, she received Georgia State University’s “Distinguished Service to Education Award”, the National Black Arts Festival’s “Founder’s Award”, and the “Excellence in Service” award for the Hammonds House.

Mr. Baker received a degree in Banking and Finance from Palm Beach College.  He is a graduate of the School of Banking of the South, Louisiana State University, The National Commercial Lending Graduate School, University of Oklahoma, and The National Installment Credit School, University of Colorado.  Mr. Baker is the owner and president of Brent Baker, Inc., formerly known as Banker Services Corporation and Southeast Bank Services, Inc.  The firm’s primary focus involves investment banking activities and de novo bank consulting services.  The de novo services include preparation of regulatory documents, market selection, key officer identification, assistance in selection of organizers, and managing the initial capital raise.  The firm has assisted in organizing more than 24 banks in the last eight years, 15 of which are in Georgia.  Mr. Baker is chairman of Bank of Ellijay, Ellijay, Georgia and serves as director of WestSide Bank, Hiram, Georgia.

Mr. Choi was born in Seoul, South Korea and moved to the United States in 1986.  Mr. Choi attended Stoneybrook College.  Mr. Choi is the president and an owner of True Land, LLC retail land developers and a general contractor.  These companies specialize in commercial, industrial, retail and multi-family residential developments in the Atlanta Metro area.

Mr. DiLuzio received Bachelor of Science degrees in both Finance and Accounting from Louisiana State University.  He went on to receive a Master of Business Administration in Finance from the same institution.  Mr. DiLuzio has held numerous leadership positions in banking since beginning his career in 1981 with Texas Commerce Bank in Houston, Texas, the lead bank of Texas Commerce Bancshares.  In 1988, Mr. DiLuzio joined First Union National Bank of Georgia in Atlanta.  From 1997 to 2000, Mr. DiLuzio worked outside banking for the Transit Group, Inc., a publicly traded company based in Atlanta as that company’s senior vice president of Finance and Acquisitions.  In 2001, he returned to banking, joining Branch Banking and Trust, and then 2002 served as executive vice president and the North Atlanta CEO of Main Street Bank.  Following the acquisition of Main Street Bank, Mr. DiLuzio left to participate in the organization of Georgia Primary Bank.

Mr. Meadows, the designated chairman of Georgia Primary Bank, received a Bachelor of Arts degree in Political Science and Economics from Texas Christian University.  He attended the University of Georgia School of Law, The Stonier Graduate of Banking at Rutgers University and the National Commercial Lending School at the University of Oklahoma.  Prior to his retirement from banking in 1997, Mr. Meadows spent over 20 years as a bank president and CEO.  For ten of those years, he was CEO and chairman of one of the country’s highest performing community banks located in Houston, Texas.  He is an active bank investor.

Mr. Miller received a BBA degree in Finance from the University of Georgia.  Mr. Miller is a licensed real estate broker in Georgia.  In 1983, he founded Miller Management, Inc. a real estate management company which he still owns serving as president and CEO/COO.  Also in 1983, he founded Nationwide Contractors which built single-family residential homes for sale and lease.  In 1996, he and a partner started Garrison’s Restaurant which now has four locations.  Mr. Miller’s recent construction and management projects include several shopping centers in the Atlanta area.  In addition to his real estate endeavors, in 2006, Mr. Miller along with his partners opened Receivable Recovery Collection Agency.  Mr. Miller currently serves as president of the Southeastern Region of the Jewish National Fund.

Mr. Pettit received a Bachelor of Science degree from West Georgia College and a Doctor of Juris Prudence degree from Woodrow Wilson College of Law.  Mr. Pettit is a member of the State of Georgia Bar Association and is licensed to practice law in the Superior Courts of Georgia, the Georgia Court of Appeals, the Supreme Court of Georgia, the United States District Court for the Northern District of Georgia and the United States Court of Appeals for the Eleventh Circuit.  Since 1993, he has also associated with the GeorgiaLink Public Affair Group, LLC, Atlanta, Georgia, where he serves as a government affairs lobbyist.  In addition to practicing law, Mr. Pettit was elected to the Georgia Assembly as a State Representative in 1983.  He served for five consecutive terms.  Mr. Pettit was also chairman of First Community Bank and Trust in Cartersville, Georgia from its founding in 1988 until it was sold in 1996.

Mr. Scheinfeld received a Bachelor of Arts degree from Emory University and a Masters of Business Administration certificate from Georgia State University and a Juris Doctorate from John Marshall Law School.  Mr. Scheinfeld is a licensed attorney and is in private practice.  Mr. Scheinfeld is also a real estate investor, builder and developer.  He is the president and owner of both SCC Construction, Inc. which he founded in 1976, and SCC Atlanta Inc., which he founded in 1984.  His real estate career spans over thirty years.  Mr. Scheinfeld has served on the Atlanta Board of Directors of the Jewish National Fund since 2003.

Mr. Shropshire attended Young Harris College and received his LL.B degree from the Atlanta Law School.  Mr. Shrophsire is CEO and a principal stockholder of Bartow Paving Company, Inc., Cartersville, Georgia.  He is also the owner and president of Shropshire Properties, a real estate investment and development company with numerous residential and commercial real estate holdings.  Mr. Shropshire has extensive banking experience.  In 1967, he was appointed as a director of The First National Bank of Cartersville, where he served for 21 years through three mergers.  Mr. Shropshire served as director and was a major stockholder of both Taylorsville Bank until its sale in 1972, and Bank of Acworth from 1969 until its sale in 1972.  Mr. Shropshire also served as a director of Bartow County Bank from 1988 through 2004.  He is currently a director of NorthSide Bank, Adairsville, Georgia and its holding company NorthSide Bancshares, Inc., Bank of Ellijay, Ellijay, Georgia, CreekSide Bank, Woodstock, Georgia where he also serves as chairman, and WestSide Bank, Hiram, Georgia.

Mr. Shultz received a Bachelor of Science degree in Business from Miami University of Ohio.  His career began in 1972 as a group owner of Cosmos Broadcasting Corp.  In 1979, Mr. Shultz began a 22 year association with Turner Broadcasting System.  He played a key role in both the 1986 Moscow Goodwill Games and subsequent 1990 Seattle Goodwill Games.  In 2001, Mr. Shultz retired from Turner Broadcasting but has remained active as a business consultant and investor.  He is chairman of NorthSide Holdings, LLC, which provides consulting services to a variety of businesses.  He is a director and vice chairman of NorthSide Bank, Adairsville, Georgia, and a director of Bank of Ellijay, Ellijay, Georgia, and WestSide Bank, Hiram, Georgia.

Mr. Smith received a Bachelor of Science degree in Business Education from Morehead State University.  He began his professional career as a high school business teacher.  After three years, he entered private education in Kentucky and Ohio, serving as president of Southern Ohio College for nine years.  In 1986, he came to Atlanta as president of Akers Computerized Learning Centers, one of the nation’s pioneers in computer-based training.  He acquired the institution in 1986 and changed the name to Interactive College of Technology/Interactive Learning Systems, Inc.  Today the junior college serves over 5,000 students per year from more than 120 countries.  Mr. Smith has served on numerous boards/organizations.  He currently serves on the foundation of Morehead State University where he and his wife have endowed the College of Business/CIS Chair.

Mr. Wilbourn attended the University of Arizona where he majored in Public Administration.  In 1971, Mr. Wilbourn along with a colleague became one of the first minority McDonald’s Hamburger franchises in the Atlanta area.  By 1992, he sold the operation and pursued joint business opportunities as a managing consultant with the Rouse Corporation (Underground Atlanta), and Service America Corporation (Fulton County Jail Foodservice).  Since 1996, he has owned and operated several franchise units including two Popeye’s Chicken & Biscuits, Edy’s Ice Cream, and a Checkers Hamburger at Hartsfield-Jackson Atlanta International Airport.  In addition to his restaurant interests, Mr. Wilbourn is the managing partner of MWJ, LLC, a vending company in Atlanta, Georgia which manages the Coca Cola vending locations throughout the Hartsfield-Jackson Atlanta International Airport and Six Flags Over Georgia.  He is also an active real estate investor and serves on the Atlanta Advisory Board of Branch Banking and Trust Company.

Early in his career, Mr. Wilson became involved in land development and the construction industry.  Beginning in 1975, the focus of Mr. Wilson’s career turned to mass media pursuits including print media, television production, talent management, and hosting television programs.  From 1975 through 1980 he was the publisher of two outdoor magazines.  Following that, Mr. Wilson went on to host his own local and later national fishing program which ran until 2000 when he retired as a television personality.  Mr. Wilson sold his production company to a national cable television network in 1996.  Following the sale of his television production company and his retirement as a television personality, Mr. Wilson again turned his full time attention to real estate investment and land development.  Mr. Wilson played an instrumental role in the organization of North Georgia National Bank, now Bank of North Georgia.  He served as a director of the Bank until it was sold in 1997.  He is currently chairman of NorthSide Bank, Adairsville, Georgia and its holding company NorthSide Bancshares, Inc.  Mr. Wilson is also a director of Bank of Ellijay, Ellijay, Georgia, CreekSide Bank, Woodstock, Georgia, and WestSide Bank, Hiram, Georgia.

Mr. Flint received a Bachelor of Arts degree, with distinction, in Political Science from West Georgia College (now the University of West Georgia).  He was granted a Juris Doctor degree from the Lamar School of Law at Emory University.  Mr. Flint is a licensed attorney in Georgia.  He is currently a partner in the law firm of Shreeder, Wheeler & Flint, LLP, which he co-founded in 1974.  Mr. Flint is well known as a trial and appellate lawyer.  He represents a diverse client base in antitrust, First Amendment, land use, zoning and eminent domain matters as well as construction claims, white collared crime investigations, and complex business disputes.  In addition to the practice of law, Mr. Flint is involved in real estate investment and development and serves as a director of WestSide Bank, Hiram, Georgia.

Mr. Hansson received a Bachelor of Science degree from Western Michigan University and a Master of Arts degree from the same institution.  Mr. Hansson is the co-owner, chairman and CEO of TSS Photography, an international franchisor with over 240 franchises in 44 states, New Zealand and Australia.  The franchises of that company, which he co-founded in 1983, photographs school children, sports teams and other groups.  Mr. Hansson is also a director of Alliance National Bank, Dalton, Georgia, and director of Bank of Ellijay, Ellijay, Georgia.  Currently he holds the national position of Chairman of the Board of Directors for the Make-A-Wish Foundation of America.

Born in Pakistan, Mr. Karimi moved to the United States in 1973 and became a citizen in 1992.  Mr. Karimi attended Young Men’s Christian College, DeKalb Community College and Georgia State University where he studied Business Administration. Mr. Karimi is actively involved in real estate investments and property management.  He has been involved in property developments around the world, including Canada, India, UAE and the United States.  Being a president and CEO of several firms, including M2Z2 COM, Inc., Georgia Commercial Stores, Inc. in Georgia, M2Z2 LLC in Tennessee and Tunica Properties, LLC in Mississippi, he purchased and financed approximately 70 properties.  Currently, Mr. Karimi is developing an oceanfront condominium resort in Playa Hermosa/Jaco area in Costa Rica.  In addition, Mr. Karimi has been a director of Security Bank of North Fulton (Neighbors Bank) in Alpharetta, Georgia since 2003 and is a member of Sedona Capital Markets, LLC.

Born in Seoul, South Korea, Mr. Kim became a United States citizen in 1988.  Mr. Kim attended George Mason University and has served in the US Army.  Mr. Kim’s entire business career has been in the construction industry.  For the past 16 years, he has been involved with the metal roofing component of commercial construction projects.  He is currently an owner and president of operations for Eastern Corporation a Youngsville, North Carolina Company which is one of the largest metal roofing companies on the East Coast serving seven states.  Mr. Kim also serves as vice president of Asian Village of Atlanta, and president of Eastern Development Group, LLC.

Mr. Martin received a Bachelor of Business Administration degree from the University of Georgia and a Master of Science degree from the same institution.  Since 1989, Mr. Martin has been the owner of GeorgiaLink Public Affairs Group, LLC.  GeorgiaLink is a governmental affairs consulting firm, which was recently recognized by James Magazine as the top lobbying firm in the state of Georgia.  Mr. Martin is a licensed realtor with Harry Norman Realty in their Blue Ridge, Georgia office.  He additionally is a director of Bank of Ellijay, Ellijay, Georgia.

Mr. Martin received a Bachelor of Science degree in Accounting from North Carolina A&T State University and a Master of Business Administration degree from the University of Wisconsin-Madison.  Mr. Martin is a certified public accountant in the states of Georgia and North Carolina.  He is the managing partner in the accounting firm of Martin, Harps, Syphoe & Company.  Mr. Martin is the founder and officer of Global Concessions, Inc., a multi-franchise owner operator.  Global Concessions, Inc. currently owns and operates concession franchises at Hartsfield-Jackson Atlanta International Airport.  He is also a minority owner of several salons/spa in the Atlanta area.  Mr. Martin has been recognized as an Outstanding Alumnus from North Carolina A&T State University by Beta Alpha Psi.  He has received a Presidential Citation from the National Association for Equal Opportunity in Higher Education, has been featured as a keynote speaker for many local and national events, and has served as co-chair of the United Negro Telethon.