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Resources:

 
Personal Account
Business Account
 
Access ID:
ENROLL  |  DEMO

Account Type
Interest
Fees

Business Checking
Ideal for business w/ low
transaction volumes.

n/a

No Monthly Maintenance Fee

500 items free.
.25 per item over 500.

Commercial Analysis
Companies with higher
balances and activity.

n/a

Reduce or eliminate monthly service fees with an earnings credit analyzed on a monthly basis.

IOLTA
Interest Paid Monthly

$15

No maintenance fee with minimum daily balance of $5,000.

500 items free.
.25 per item over 500.

  
Account Descriptions:
Business Checking
- Negative collected balance - lender's prime +3%, calculated daily based on daily uncollected balance
Commercial Analysis
- Negative collected balance - lender's prime +3%, calculated daily based on daily uncollected balance
- Earnings credit is calculated on the collected balance minus the reserve requirement.
- 10% reserve requirement
$0.15
per debit item
$0.80
per depost
$0.09
per on-us deposit item
$0.10
per foreign deposit item
$5.00
redeposit item
$10.00
return deposit item
$0.15
under 1%
$0.50
over 1%
$0.15
per ach item
$4.00
deposit correction fee
IOLTA
- Negative collected balance - lender's prime +3%, calculated daily based on daily uncollected balance
- Earnings credit less total analyzed charges will be forwarded to the State Bar Association.
  
All accounts are eligible for:
Night drop service.
Business Visa ® debit card.
Free online banking.
Deposit up to 4:00 p.m. with same night posting.
 
 
Georgia Primary Bank participates in the Transaction Account Guarantee Program. Learn More
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