Board of Directors
Georgia Primary Bank was formed by a diverse group of business and civic leaders in the Atlanta market to serve the financial needs of businesses and individuals in this area. Our Board of Directors and management team have an excellent understanding of the needs of our community and share the commitment to deliver superior service to all of our customers.
David R. Coxon
David R. Coxon joined Georgia Primary Bank in February 2012. A lifelong Georgia banker with over four decades of banking experience he began his career as a teller. His banking experience spans a wide range of disciplines in commercial and community banking. Over the past twenty years he has held executive management positions with various institutions. David’s early career started with Columbus Bank & Trust which is the lead bank for the Synovus Corporation. His mid-career was spent with BankSouth Corporations in Macon, Savannah and in Atlanta. He also has held executive positions with UnitedBank and United Community Bank, Inc. 2008 he accepted the role of CEO for several banks in Georgia and Florida working to navigate the financial crisis of the great recession. In 2012, he was given the opportunity to join Georgia Primary Bank located in the dynamic Buckhead market. Under his leadership, along with an experienced management team, Georgia Primary has weathered uncertain times and difficult circumstances. Today Georgia Primary Bank has emerged as a strong institution serving its community. David holds a BBA degree in Accounting from Columbus State University and a master’s in Organizational Leadership and Management from Mercer University. From 1997 to 2004 he was an Adjunct Professor with Mercer University. David is a member of the Georgia Bankers, Community Bankers and the Risk Management Associations. He serves on the Community Bankers and Credit Committees of the Georgia Bankers Association and is past chair of the credit committee. Also, David is a lifetime member of the Risk Management Association having chaired their Community Bank Council and in 2010 was elected national chairman for the Risk Management Association. He is a past instructor for the Georgia and South Carolina Banking Schools. Involved in both community and civic activities he served on the board of the Buckhead Business Association and as a past president. He has served on various other boards such as America Red Cross, American Heart Association, United Way, Chamber of Commerce, International Association of Administrative Professionals and the Executive Council for Boy Scouts of America. David currently serves as the Treasurer of Buckhead Coalition, which is a 30 year old, invitation only, community service organization made up of 100 business and civic leaders. He also currently serves on the Chastain Park Conservancy Board.
Kristin R. Adams
Ms. Adams is Executive Vice President of Aon Corporation’s Atlanta Office and has been with the firm for 25 years. Aon plc is a global professional services firm that provides a range of financial risk-mitigation products, including insurance, pension administration and health-insurance plans. Ms. Adams is responsible for driving growth strategies across Risk, Health and Retirement verticals, and has unique experience within Aon’s Transaction Liability, Cyber Solutions and Digital Asset practices. Ms. Adams began her career as a legal associate with Aon’s Mergers & Acquisitions team in New York and spent several years in San Francisco and Chicago, focused structured transaction solutions for nontraditional risks. She received her JD from The University of North Carolina at Chapel Hill and is FINRA 7 and 63 licensed. Ms. Adams is involved as a leader with a variety of Atlanta organizations including the Buckhead Coalition (Budget & Operations Committee), The Atlanta Women’s Foundation (past Vice-Chair and Board member), OnBoard (past Board member), the Alliance Theatre (current Board member and Co-chair of the Development Committee) and the Woodruff Arts Center (Development Committee member).
Carlos “Charles” Asensio
Mr. Asensio holds a B.S. from Temple University and an M.A. from Rowan University. He moved to Georgia during 1980 while working with the United States Department of Labor, Employment & Training Administration. In 1982, he founded Human Resources, Inc. (HRI), a tax incentive consulting firm specializing in tax credit based employment and training initiatives. During 1997, he merged HRI with SMS Management Services of South Carolina and became managing partner of the Atlanta office. SMS was purchased by ADP Tax Credit services in 2003. He is the former chairman of the Perdue Latino Commission for a New Georgia. Mr. Asensio served as a director of the Federal Home Loan Bank, Atlanta, Georgia from 2002 through 2004. During his tenure, he served as a member of the Finance and Audit Committee and vice chaired the Government Relations Committee. Mr. Asensio has been a director with Georgia Primary Bank since 2007.
Ramzanali Karimi
Mr. Karimi has over 35 years of experience in real estate, telecommunications, restaurant, and oil and gas industries. Mr. Karimi is the Founder, Chairman and CEO of M2Z2 COM, Inc. and Georgia Commercial Stores, Inc. in Alabama and Georgia; M2Z2, LLC in Tennessee; and Tunica Properties, LLC, in Mississippi. Mr. Karimi currently serves as Advisor to Mosaic Management, LLC, a fully integrated investment management firm based in Atlanta, Georgia. Mr. Karimi previously was Director for United Cellular, Inc. and Wireless Time, LLC, a preferred Sprint and MetroPCS dealer with retail locations in 11 states. Mr. Karimi has acquired, developed, and managed gas stations, office buildings, shopping centers, and land development projects in the USA and abroad. With a long history of philanthropy and community service locally and internationally, Mr. Karimi graciously donated a women’s residence building to the Aga Khan University Hospital in 2003. Previously he served as a member of the Advisory Board of the Atlanta Retailers Association, a for-profit organization with over 900 members. Mr. Karimi has been a director with Georgia Primary Bank since 2007.
Michael Miller
Mr. Miller received a BBA degree in Finance from the University of Georgia. Mr. Miller is a licensed real estate broker in Georgia. In 1983, he founded Miller Management, Inc. a real estate acquisition and management company which he still owns. Mr. Miller’s recent construction and management projects include several shopping centers in the Atlanta area. Mr. Miller started M&B Design & Construction, LLC in 2016, specializing in single family residential construction throughout Metro Atlanta. He is an active restaurant operator and owner including Arena Tavern in Gwinnett County. He currently serves as president of the Southeastern Region of the Jewish National Fund. Mr. Miller has been a director of Georgia Primary Bank since 2007.
H. Boyd Pettit, III
Mr. Pettit, the designated chairman of Georgia Primary Bank received a Bachelor of Science degree from West Georgia College and a Doctor of Juris Prudence degree from Woodrow Wilson College of Law. He is a member of the State of Georgia Bar Association and is licensed to practice law in the Superior Courts of Georgia, the Georgia Court of Appeals, the Supreme Court of Georgia, the United States District Court for the Northern District of Georgia and the United States Court of Appeals for the Eleventh Circuit. Since 1993, he has also associated with the GeorgiaLink Public Affair Group, LLC, Atlanta, Georgia, where he serves as a government affairs lobbyist. In addition to practicing law, Mr. Pettit was elected to the Georgia Assembly as a State Representative in 1983. He served for five consecutive terms. Mr. Pettit was also chairman of First Community Bank and Trust in Cartersville, Georgia from its founding in 1988 until it was sold in 1996. Mr. Pettit has served as a director of Georgia Primary Bank since 2007.
Mark Scheinfeld
Mr. Scheinfeld received a Bachelor of Arts degree from Emory University and a Masters of Business Administration certificate from Georgia State University and a Juris Doctorate from John Marshall Law School. Mr. Scheinfeld is a licensed attorney and is in private practice. Mr. Scheinfeld is also a real estate investor, builder and developer. He is the president and owner of both SCC Construction, Inc. which he founded in 1976, and SCC Atlanta Inc., which he founded in 1984. Mr. Scheinfeld is a partner and Chief Executive Officer in the DSO Right Smile Center, LLC. He serves on the Georgia Board of Dentistry. Mr. Scheinfeld also serves on the Georgia Commission on the Holocaust. Mr. Scheinfeld has been a director of Georgia Primary Bank since 2007.
Elmer Smith
Mr. Smith is a native of Inez, Kentucky and earned a Bachelor of Science Degree from Morehead State University in 1971. He began his professional career as a high school business education teacher before moving into the private-career education industry. He served as president of Southern Ohio College for nine years. In 1986, he relocated to Atlanta and purchased a start-up institution specializing in post-secondary computer-based training. The organization became Interactive College of Technology, and today enrolls over 5,000 vocational, technical, and language students from more than one hundred countries. Mr. Smith served on the Morehead State University Foundation Board from 2002-2007. He and his late wife (Donna) endowed the MSU College of Business Chair for Computer Information Systems in 2006 and their name is part of the Smith-Booth Hall (a space science center on the MSU campus). In 2011, Morehead State University awarded Mr. Smith an Honorary Doctorate in Education Degree and in 2018, MSU named the College of Business as the Elmer R. Smith College of Business. Mr. Smith also served on the TEKE Educational Foundation since 2007 and is currently completing a second term as Chairman. Additionally, he is active in accreditation and regulatory matters related to the private-career school industry. Mr. Smith has served as a director with Georgia Primary Bank since 2007.
McKinley “Mack” Wilbourn, Jr.
Mr. Wilbourn attended the University of Arizona where he majored in Public Administration. In 1971, Mr. Wilbourn along with a colleague became one of the first minority McDonald’s Hamburger franchises in the Atlanta area. By 1992, he sold the operation and pursued joint business opportunities as a managing consultant with the Rouse Corporation (Underground Atlanta), and Service America Corporation (Fulton County Jail Foodservice). Since 1996, he has owned and operated several franchise units including two Popeye’s Chicken & Biscuits, Edy’s Ice Cream, and a Checkers Hamburger at Hartsfield-Jackson Atlanta International Airport. In addition to his restaurant interests, Mr. Wilbourn is the managing partner of MWJ, LLC, a vending company in Atlanta, Georgia which manages the Coca Cola vending locations throughout the Hartsfield-Jackson Atlanta International Airport and Six Flags Over Georgia. Mr. Wilbourn has served as a director with Georgia Primary Bank since 2007.
David Howard Flint
In Memoriam
Mr. Flint served as a founding Director of Georgia Primary Bank, from 2007 to 2020. During his time with us, he was engaged in numerous leadership roles benefiting the Bank, its management and its customers. David was an asset to the community and to Georgia Primary Bank.
