Business Checking

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Georgia Primary Bank offers checking accounts fitting your needs as a business whether you’re just starting out or you are a seasoned professional. Your business is our primary focus and we ensure your banking experience will be like no other!

All Accounts are eligible for:

  • Night Drop Service
  • Business Visa Debit Card
  • Free Online Banking
  • All accounts require $100.00 to open
  • Deposit up to 4:00 PM with Same Night Posting
  • Negative Collected Balance – Lender’s Prime + 3%, Calculated Daily Based on Daily Uncollected Balance

Business Checking

Ideal for businesses with low transaction volumes

  • No Monthly Maintenance Fee
  • 500 items Free, $.25 per item over 500

Commercial Analysis

Perfect for Higher Account Balance and Activity Businesses

  • Reduce or Eliminate Monthly Service Fees with an Earnings Credit Analyzed on a Monthly Basis
  • Earnings Credit is Calculated on the Collected Balance Minus the Reserve Requirement
  • 10% Reserve Requirement

Commercial Analysis Fees

  • $0.20 per debit item
  • $0.80 per deposit
  • $0.10 per on-us deposit item
  • $0.10 per foreign deposit item
  • $5.00 redeposit item
  • $10.00 return deposit item
  • $0.20 per ACH item
  • $4.00 deposit correction fee

Interest On Lawyers Trust Accounts (IOLTA)

  • Interest Paid Monthly to the Georgia Bar
  • No Maintenance Fee with Minimum Daily Balance of $5,000
  • $15 Maintenance Fee with Minimum Daily Balance below $5,000
  • 500 Items Free, $.25 per Item over 500
  • Earnings credit less total analyzed charges will be forwarded to the State Bar Association

Click here to learn more about Legal Entity Account information


Click Here to contact us with any questions.

Disclaimer: Please do not include personal information or passwords as this is not an encrypted email. Do not include account information, social security numbers or non-public information in this email.


Customer information is verified using Early Warning Services.