Business Checking

business checking

Georgia Primary Bank offers checking accounts fitting your needs as a business whether you’re just starting out or you are a seasoned professional. Your business is our primary focus and we ensure your banking experience will be like no other!

All Accounts are eligible for:

  • Night Drop Service
  • Business Visa Debit Card
  • Free Online Banking
  • All accounts require $100.00 to open
  • Deposit up to 4:00 PM with Same Night Posting
  • Negative Collected Balance – Lender’s Prime + 3%, Calculated Daily Based on Daily Uncollected Balance

Business Checking

Ideal for businesses with low transaction volumes

  • No Monthly Maintenance Fee
  • 500 items Free, $.25 per item over 500

Commercial Analysis

Perfect for Higher Account Balance and Activity Businesses

  • Reduce or Eliminate Monthly Service Fees with an Earnings Credit Analyzed on a Monthly Basis
  • Earnings Credit is Calculated on the Collected Balance Minus the Reserve Requirement
  • 10% Reserve Requirement

Commercial Analysis Fees

  • $0.20 per debit item
  • $0.80 per deposit
  • $0.10 per on-us deposit item
  • $0.10 per foreign deposit item
  • $5.00 redeposit item
  • $10.00 return deposit item
  • $0.20 per ACH item
  • $4.00 deposit correction fee

Interest On Lawyers Trust Accounts (IOLTA)

  • Interest Paid Monthly to the Georgia Bar
  • No Maintenance Fee with Minimum Daily Balance of $5,000
  • $15 Maintenance Fee with Minimum Daily Balance below $5,000
  • 500 Items Free, $.25 per Item over 500
  • Earnings credit less total analyzed charges will be forwarded to the State Bar Association


Email us at with any questions.

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