Cash Management Services

Cash ManagementGeorgia Primary Bank offers a full range of state-of-the-art Treasury Management products to optimize your assets and productivity by tailoring them to meet your business’s specific needs and goals. These products are designed to manage cash flow, increase control, reduce collection, disbursement costs, and safely originate disbursements and transfers.

Automated Clearing House (ACH) Services

Our ACH Manager service is an integrated feature of our Business Online Banking platform. The ACH Manager service allows you to quickly create electronic payments, payroll deposits and other transfers when and where you want. ACH provides the benefits of no check handling fees, lower reconciliation costs, added efficiency for your cash flow. With ACH Manager, ACH payments are typically received and settled within two business days. ACH Manager offers enhanced security allowing for dual control of authorization of payments.

Please note that Clients must be approved for this service. 

Electronic Data Interchange (EDI) Services 

Electronic Data Interchange (EDI) is the most efficient way to receive electronic payments with related information attached. GPB’s EDI reporting software electronically receives payment orders to process transactions between accounts through the Automated Clearing House (ACH) network and interprets the attached remittance or purchase order information. Our EDI Services are ideal for clients who must receive electronic payments.

Remote Deposit

Make Deposits from your desk or office and leave the driving to us! Simply scan the checks you receive using our scanner and your checks are deposited, anytime of the day or night! It is safe and secure and reports of your deposits will be available within minutes. No trips to the bank, no wasted time! Consolidate funds from remote locations in one bank, Georgia Primary Bank!

Please note that Clients must be approved for this service.

Excess Balance Sweep Accounts

Ensure your funds are being utilized efficiently to increase interest income and/or reduce interest expense with one of our Sweep Account services. A specified threshold is set for the checking account, and when that threshold is met, the Bank will automatically transfer funds into and out of the deposit account and into or out of the sweep account you select.

Wire Transfers

As an integrated service within our Business Online Banking product, our Wire Manager service provides a secure method of transferring funds between accounts at different financial institutions quickly and easily. When same day availability of funds are a necessity and you are forced with tight deadlines using Wire Manager can help facilitate those needs. Reduce the amount of time within the branch and reduce phone calls and faxing by using Wire Manager. Wire Manager offers security controls allowing you to set limits on the number and dollar amounts of transactions. With enhanced security controls Wire Manager utilizes multifactor authentication and offers dual control.

Zero Balance Account

The Zero Balance Account is designed for companies that maintain multiple accounts with the bank and wish to centralize use of available funds into one main account for investment or debt reduction opportunities. This service can also be used to automate the transfer of funds to subsidiary account(s) from a master operating account.

 

Email us at customerservice@georgiaprimarybank.com with any questions.

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