Investment Accounts

Personal Savings

Georgia Primary Bank offers multiple Savings and Investment Account options, all designed to help you save for the future.
Whether you choose fixed rates on Certificate of Deposits (CDs) or variable rates on Savings and Money Markets,
we can help you attain the goal you have in mind.  All  accounts offer:

  • Free Online Banking
  • Deposits accepted until 4:00 PM with same day postingBanking Atlanta

Savings Account

  • $100 minimum deposit to open account
  • Interest paid monthly
  • No maintenance fee with a minimum daily balance of $200 or more
  • $6 maintenance fee with a minimum daily balance below $200
  • Limited to 6 withdrawals per statement cycle, each additional withdrawal is $3.00 **

Money Market Account

The more you save, the more you earn with our Tiered Interest Rate Account

  • Check writing ability while earning competitive Money Market rate of interest
  • Interest rate is determined by available daily balance as follows:
    • $0 – $24,999.99
    • $25,000 – $49,999.99
    • $50,000 – $99,999.99
    • $100,000 – $249,999.99
    • $250,000 – $499,999.99
    • $500,000 and Above
  • Limited to 6 withdrawals per statement cycle, each additional withdrawal is $3.00 **
  • No maintenance fee with minimum daily balance of $2,500 or more
  • $10 maintenance fee with minimum daily balance below $2,500
  • Visa Check Card available upon request

** Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone or from a personal computer/mobile App), including drafts, checks, debit card or similar order (including POS transactions) payable to a third party, from your money market/savings account per statement cycle.

Certificates of Deposit (CDs)

These are longer term investments with a higher interest rate. 

  • CD terms vary from 1 month to 60 months
  • Rates vary depending on term selected
  • Minimum opening balance is $1,000
  • Interest paid monthly
  • Early withdrawal penalties apply as required by law

Individual Retirement Accounts (IRAs)

IRAs allows you to Save Money for your Retirement. We offer both Traditional IRAs and Roth IRAs.

  • IRA terms vary from 1 month to 60 months
  • Rates vary depending on term selected
  • Minimum opening balance is $1000
  • Interest paid monthly
  • Early withdrawal penalties apply as required by law

 

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