Personal Checking

 Accounts

Atlanta Personal Checking AccountGeorgia Primary Bank offers five checking account options in order to meet your individual needs. The Best Part is that you can use any ATM worldwide at no charge!  That is correct, any ATM in the world is now your ATM.  Talk about Convenience!   All Accounts Offer:

  • Visa Debit Card (upon request)
  • Worldwide ATM access (all withdrawal fees waived)
  • Free Online Banking
  • Free Mobile Banking & Mobile Deposit Capture
  • Free Bill Payment
  • Free Electronic Statements
  • Free Pop Money

eSmart Checking Account

  • Minimum opening deposit $100
  • No minimum balance required after opening
  • No check writing
  • $4.00 monthly charge for paper statement (waived if enrolled in eStatements)

Essential Checking Account

  • Minimum opening deposit $100
  • $6 monthly service charge – maintain a $750 minimum daily balance or an average monthly balance of $1,500 to avoid per month service charge
  • Free first order of Safety Paper checks
  • Unlimited check writing

Essential Plus Checking Account

  • Minimum opening deposit $100
  • $10 monthly service charge – maintain a $2,500 minimum daily balance or an average monthly balance of $5,000 to avoid per month service charge*
  • Interest earned on collected balance
  • Free first order of Safety Paper checks
  • $10 discount on any size Safe Deposit Box
  • No charge for incoming domestic wires
  • Unlimited check writing

Primary Choice Checking Account

  • Minimum opening deposit $100
  • $25 monthly service charge – maintain a $5,000 minimum daily balance and a combined balance of $50,000 in any Checking, Savings, CD, IRA or Money Market Account to avoid per month service charge
  • Free Safety Paper checks
  • $10 discount on any size Safe Deposit Box
  • No charge for Official Checks, Stop Payment Orders, incoming domestic wires
  • Unlimited check writing

Primary Choice Money Market Account

Must also have a Primary Choice Checking Account to qualify for Primary Choice Money Market

  • Minimum opening deposit $100
  • $15 monthly service charge – maintain a $50,000 minimum daily balance to avoid per month service charge
  • 5 interest rate tiers
  • Excessive withdrawal fees apply**
  • Free first order of money market checks
  • Limited to six withdrawals per statement cycle. Each additional withdrawal is $10.00.

*Service charge waived for adults over the age of 60
**Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party, from your money market/savings account per cycle.

Personal Checking Links

Re-order Checks

Email us at customerservice@georgiaprimarybank.com with any questions.

Disclaimer: Please do not include personal information or passwords as this is not an encrypted email. Do not include account information, social security numbers or non-public information in this email.